Maple Exchange

Prepare For Your Career.

No doubt you understand the value of higher education. “When averaged across gender and fields of study, the holders of a post-secondary education make a cumulated average of about $1,000,000 over 20 years compared to a cumulated average of about $670,000 for high school graduates” (Understanding Canadian Business,9th ed.  page.4).  Post-secondary graduates make approximately 60% more compared to high school grads. Therefore, the possibility to be paid back what you have invested in your post-secondary education is evident.

Thinking about a business post-secondary education compared to any other post-secondary or high school education, the earnings is shown in the following graphic:

Note:. Earnings are average across men and women; post-secondary overall earnings is across nine areas of study.

Of course, there are good careers available to non-post-secondary grads. However, it is clear that people with higher education are more likely to have higher earnings over their lifetime. Not to mention that those with a degree or post- secondary diploma are associated with more years of coverage in an employer-sponsored pension plan and fewer layoffs than a person with a high school diploma.

Thus, the value of a post-secondary education is more than just a larger paycheque. Some benefits such as improving your critical thinking and communication skills, improving the ability to live in a diverse and competitive world are reached as well. In addition, knowing that you reached your goal and earned a degree or post-secondary diploma gives you the self-confidence to work toward future goals.

Wrapping up, the rewards of a post-secondary education are well worth the effort for graduates, who can expect to earn nearly 60% more than high school grads over 20 years. The growing needs of a global workplace require knowledgeable workers to fill the jobs of the future.

There are many options for you to gain knowledge from industry experts. You may work in a company, volunteer in an organization or plan to take a post-secondary program. One great opportunity to get an excellent experience and to open doors to your future is through an exchange program. Studying abroad will extend your understanding and awareness of the business world.

If you are planning to apply to a College or University email us  or  , we can help you through the entire process!

Just as a reminder, no extra cost for that. Sounds good? 🙂

Vocabulary tips:

1 cu·mu·late (verb)  = gather together and combine.
 past tense: cumulated; past participle: cumulated
“the systems cumulate data over a period of years”
2 earn (verb) = (of a person) obtain (money) in return for labor or services.
gerund or present participle: earning
“they earn $35 per hour”
 lay-off (noun) = a discharge, especially temporary, of a worker or workers.
” a period when a layoff is in force.”
re·ward (noun) =  a thing given in recognition of one’s service, effort, or achievement.

plural noun: rewards
“the holiday was a reward for 40 years’ service with the company”
exchange (noun) =  a visit or visits in which two people or groups from different countries stay with each other or do each other’s jobs.
“nine colleagues were away on an exchange visit to Germany”

 plural noun: exchanges

How Canada Became a Superpower in Education

The country’s success, which does not have a national education system, defies international trends.


In debates on the best educational systems in the world, the most cited names are usually countries like Norway and Finland, or of powers like Singapore and South Korea.
As well as much less remembered, Canada has risen to the top of international rankings.
In the most recent round of exams of the Programme for International Student Assessment (PISA) ruled by the OECD (Organisation for Economic Co-operation and Development), Canada has ranked among the top ten countries in mathematics, science, and text interpretation.
The tests are the largest international study of school performance and most of Canada’s youth are among the best educated in the world.
Canada is far ahead of neighbors such as the United States and European countries with whom it has cultural ties, such as the United Kingdom and France.
Canada also has a higher proportion of working-age adults with higher education – 55% compared to an average of 35% of OECD countries.

Immigrant students

Canada’s success in school testing is uncommon when compared to international trends.
Countries with better performance tend to be small, with homogeneous and cohesive societies, and with every piece of the education system integrated into a national strategy – as in Singapore, which has been used as an example of systematic progress.
Canada does not even have a national education system, as it is an organization based on autonomous provinces. And it is difficult to imagine a greater contrast between a city-state like Singapore and a country of continental dimensions like Canada.
In an attempt to understand Canada’s success in education, the OECD described the role of the federal government in the sector as “limited and sometimes non-existent.”
It is also well known the fact that Canada has a high number of immigrants in its schools. More than a third of the Canadian youth have both of their parents born in a different country.

The children of the newly arrived immigrant families are integrated fast enough to performance as good as their classmates in a short period of time.
When the latest OECD ranking is analyzed in detail, Canada’s regional results are even more impressive.
If the provinces were considered for the test as separate countries, three of them (Alberta, Quebec and British Columbia) would be among the top five places in science, along with Singapore and Japan and ahead of Finland and Hong Kong.
After all, how has Canada surpassed so many other countries in the area of ​​education?
Andreas Schleicher, director of education at the OECD, says the characteristic that unites the several educational systems is equality.
Despite several differences in educational policies, a common trait among all regions of the country is the commitment to offer equal opportunities in school.
Schleicher says there is a strong sense of balance and equal access – which can be seen in the high academic performance of children of immigrants.
Up to three years later, immigrant students have as higher grades as their colleagues. This makes Canada one of the few countries where immigrant children reach a level similar to that of non-immigrants.
Another distinctive characteristic is that teachers are very well paid in comparison to international standards – and entry into the profession is highly selective.

Equal Opportunities

David Booth, a professor at the Institute for Education Studies at the University of Toronto, highlights a strong base investment in literacy.
There have been systematic efforts to improve literacy, hiring well-trained educators, investment in resources such as libraries in schools and assessments to identify schools or students who may be experiencing difficulties.
John Jerrim of the UCL Institute of Education in London says that Canada’s optimistic performance in international rankings reflects the country’s socioeconomic homogeneity.

The country is not a nation of extremes. On the contrary, its results show a high average, with little difference between the more and less favored students.
In the most recent PISA, the OECD exam, the changing in grades caused by socioeconomic differences among Canadian students was 9%, compared with 20% in France and 17% in Singapore, for example.
More egalitarian results explain why Canada is doing so well in international exams. The country does not even have a residual slice of bad performing students, which is usually something related to poverty.
It’s a consistent system. Considering the little difference between rich and poor students, there is also very little variation between different schools compared to the average of developed countries.
According to Professor Jerrim, the high number of immigrants is not seen as potentially barrier for test success – this is probably one of the ingredients of good results.

Immigrants living in Canada, many from countries such as China, India and Pakistan, have relatively high education, and the ambition to see their children becoming successful professionals.
He says these families are “hungry for success,” and that their high expectations are likely to influence their children’s school performance.
Professor Booth of the University of Toronto also cites this fact. “Many newcomers want their children to succeed, and students are motivated to learn,” he says.
This year has been exceptional for education in Canada. Universities are taking advantage of the “Donald Trump Effect,” with a record enrollment of students viewing Canada as an alternative to the United States after the election of the current president.
The winner of the Global Teacher Award is also Canadian – Maggie MacDonnel is using the award to campaign for the rights of indigenous students.

In the year it celebrates its 150th Anniversary, Canada claims the status of a superpower in education.

Source: BBC Brasil

Would like to study in Canada? Maple Exchange can help you! Contact us at

Planning Your Financials.


Going to college is one of the best choices you can make. It is an investment in yourself and your future.

With planning and research, you can be well prepared. Here we bring some information on how to create a budget and, be prepared to update it as necessary.

To begin with, estimate your educational costs by filling in the blank spaces for an eight (8) month period in the chart below. Total them up at the end. It is important you make sure your figures are as realistic as possible.

Where do I start?

        1.Financial Expenses Checklist

Education  Costs
Costs My estimated amount
Tuition (including compulsory fees? $
Books/supplies/equipment $
Rent/Residence/Board (if applicable) $
Food(fast food, groceries and/or meal plan) $
Public Transportation (Metropass or ticket prices) $
Driving(gas, parking, insurance, maintenance, car payments) $
Child Care ( if applicable) $
Living Expenses (entertainment, clothing, cell phone, internet, telephone,  utilities) $
Personal Expenses (other miscellaneous costs,  i.e. credit card payments) $
Other $
Total Cost (This total will be used to determine your financial need) $

       2. Financial Resources checklist

Ask yourself the questions provided in the chart to find sources of funding before you begin post-secondary education.

My Resources List
Resources I expect to have Amount $
Savings before school $
Registered Education Saving Plan Contributions $
OSAP Entitlement $
part-time job during school $
Government income is., ODSP, Second Career, etc $
Parent/Spouse Workplace Bursary/Scholarship $
Bursaries successfully applied for $
Scholarship successfully applied for $
Organization support (such as Girls Guide, Boys and Girls Club) $
Religious affiliations (church, temple or other religious groups) $
Other $
Total Resources (add all your Resources from above list)                                                                                                                                         A $
Total costs (refer to your total Cost on the previous chart)                                                                                                                                       B $ –
Additional funding that I will need to find (Resources minus Costs)                                                                                                          C $

Click here to view or print out your financial expenses and resources checklists.

Don’t be shy. If you have any questions, ask our educational agents at Maple Exchange through the email or just leave a comment on this post and we will get back to you ASAP. 🙂


Getting ready to launch a new career.


Getting ready to launch a new career or enhancing your current education? A post-secondary program can be right for you.

Your experience at college is truly what you decide to make it – and choose the program and the college where you will study is not easy, know that Maple Exchange is here to guide, challenge and support you along your pathway.

College life is much more than just sitting in a classroom and “absorbing” knowledge. There are great opportunities and experiences that you should take advantage.

Here is some of them:

1 – Build your caring professional community. Students around you at college and mainly those beside you in class might be your colleagues in the workplace. You have a lot to learn from them and they have a lot to learn from you. Do not miss the opportunity to build a kind and strong relationship, they are balancing their studying and life just like you. Be caring because these relationships are important, these people matter.

2 – Engage both inside and outside of the classroom. Many skills can be learned by mingling with others, skills that employers look for such as interpersonal, critical thinking, teamwork and communication skills can be learned just by engaging.

3 – Seek help when you need it. Challenges are normal and make you improve, so keep going even if the going gets tough. Every college has a financial aid, personal counseling, and career services to assist their students.

That’s a lot of information, but not to worry; just remember this: whenever you need something and do not know where to turn, contact Maple Exchange through our e-mail and we will help you find a way!


College vs. University

Canada has been chosen by many students as the first option when thinking about studying abroad. Every year thousands of international students come to the “Great White North” looking for an international experience in order to boost their professional career. However, what everyone has to consider is that educational system is distinct between countries and future students must be aware of what those differences are and, thus, to fulfill their needs and expectations for professional life.


There is no better than other, but the one that better fits on what you aim as your future goal. On the table below you can check the core differences between them.




 Practical: Learn by doing  STYLE Theoretical: Learn by reading
 Job-focused: prepares students for a specific job  FOCUS Learning-focused: prepares students  to think critically
 2 to 3 years  LENGTH  4 years (undergraduate)
 Diploma  CREDENTIAL  Degree (Bachelor)
 about CAD $15,000/year  COST about CAD $18,000/year

So, basically, colleges are a “shortcut” to access jobs that ask more practical involvement such as technical and trade occupations, on other hand universities are focused on academic fields and research fronts.

Do you want to know more? Ask us through our email

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